Our Fractional CFOs support business owners who want to build strong, profitable companies ready for the future. Through tailored part-time CFO services, we help you structure your finances, increase project profitability, and plan your expansion with confidence.
Every collaboration begins with a deep understanding of your business model and ambitions. We implement clear tools, relevant performance indicators, and regular strategic reviews so you can see clearly, act faster, and make confident decisions.
Business owners face increasingly complex financial challenges: shrinking margins, rapid growth, funding needs, or diversification. Yet hiring a full-time CFO isn’t always necessary — and your internal team may benefit from stronger financial leadership and guidance.
The Fractional CFO from Cofinia acts as your part-time finance executive — fully committed to your company’s success.
They help you:
Interpret financial statements and make data-driven decisions.
Optimize margins and profitability by line of business.
Align cash flow planning with your operations and future projects.
Build accurate financial forecasts and dashboards.
Support financing, acquisition, or expansion initiatives.
You gain both strategic vision and financial discipline, with the flexibility to match your organization’s size and growth stage.
At Cofinia, we believe sound financial decisions are built on two pillars: reliable data and in-depth analysis.
Our Fractional CFOs combine corporate finance expertise with modern digital tools (Quickbooks (QBO), Zoho Books, Analytics, Inventory, and more) to deliver:
A consolidated, real-time view of your finances.
Management information tailored to your business model.
Optimized and automated processes.
Clear, actionable reports focused on the right indicators.
Our Fractional CFO support goes beyond numbers: we help you understand the financial dynamics of your business and use that knowledge to guide strategic decisions.
Our Fractional CFO services adapt to businesses at different stages of growth:
We analyze your business model, financial statements, and accounting processes to create a clear picture of your situation and identify key improvement areas.
We prepare a personalized plan to strengthen your financial management, focusing on high-impact levers such as financial clarity, cash flow optimization, margin improvement, or financing — then guide you through implementing those recommendations.
We establish dashboards and KPIs tailored to your business model to monitor financial evolution and progress toward your goals.
We set a regular meeting cadence with your Fractional CFO to review results, adjust priorities, and transfer our financial expertise to your team for lasting impact.
With Cofinia, your decisions are backed by reliable data, solid analysis, and clear forecasts. Our Fractional CFOs turn financial complexity into concrete drivers of performance and growth.
Every business has its own challenges and ambitions. Our Fractional CFOs design customized financial strategies that fit your structure, team, and growth pace.
We don’t just produce reports — we help interpret your results, adjust your plans, and shape your next steps. A true management partnership, guided by a dedicated Fractional CFO.
Our experts have supported dozens of Canadian businesses through expansion.
They understand the realities of entrepreneurship, cash flow pressures, and the human challenges behind the numbers.
A Fractional CFO is a financial management expert who works with several businesses on a flexible basis. They provide the same services as a VP of Finance or in-house Chief Financial Officer — analysis, planning, forecasting, and strategic oversight — but on a part-time model adapted to the needs of small and medium-sized businesses.
A Fractional CFO helps business owners better understand their financial statements, improve profitability, and anticipate cash flow needs. It’s the ideal solution for growing companies that don’t yet need — or can’t justify — a full-time CFO.
Just as engineers have different specialties, so do accountants. Some handle bookkeeping, others do audits or corporate tax filings.
A Fractional CFO operates at a higher strategic level — analyzing results, building financial plans, and supporting executive decision-making.
In short, the accountant looks at the past; the Fractional CFO uses the past to plan the future.
The cost of a Fractional CFO depends on your company’s size, challenges, and frequency of support. At Cofinia, every engagement is customized: you only pay for the expertise and time you actually need — no payroll charges, no long-term commitment.
A typical engagement includes four key phases:
Companies that work with a Fractional CFO quickly gain better financial clarity, stronger decision-making, and improved performance. The results are often seen through better cost control, optimized cash flow, and long-term financial stability.
Cofinia combines financial expertise, human guidance, and advanced technology. Our Fractional CFOs use modern digital tools (Zoho, QuickBooks, automated dashboards, dynamic forecasting) to give you a clear, real-time view of your finances — while helping you make informed decisions that drive your business forward.
